Terms of Use

1. General Overview

These Terms of Use (“Terms”) govern your access to and use of the Maple Skill Lab website and your participation in the educational webinar series titled “AI as a Personal Assistant in Financial Awareness: How Neural Networks Help Analyze Emotions and Spending Habits Without Emotional Pressure” (the “Webinar Series”), organized by INNOVATEX CAPITAL LIMITED.

By accessing this website or registering for the Webinar Series, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use this website or register for the event.

2. Educational Nature of the Project

The project is strictly educational. All content presented on this website and during the Webinar Series is provided for informational and educational purposes only.

3. No Guarantees

No guarantees of financial or behavioral outcomes are provided. The Webinar Series discusses research findings and theoretical frameworks in affective computing and human-AI interaction. Participation in the Webinar Series does not guarantee any specific results related to financial behavior, emotional awareness, spending habits, or any other aspect of personal well-being. The educational content is intended to inform and encourage independent reflection, not to prescribe actions or predict outcomes.

4. Participant Responsibility

Participants are solely responsible for their own interpretations and actions based on the information presented. Any decisions you make based on the content of the Webinar Series or this website are made at your own discretion and risk. INNOVATEX CAPITAL LIMITED, its employees, contractors, and the invited expert shall not be held liable for any actions, decisions, or consequences arising from your interpretation or use of the educational materials provided.

5. No Commercial Promotion

This project does not promote any AI tools, applications, financial services, investment platforms, spending trackers, savings programs, or any other commercial products or solutions. The Webinar Series is a research-based discussion and does not serve as a vehicle for advertising, sales, or marketing of any kind. No paid products, subscriptions, or commercial follow-up programs are planned or offered in connection with this project.

6. Intellectual Property

All content on this website, including but not limited to text, graphics, design elements, and educational materials, is the intellectual property of INNOVATEX CAPITAL LIMITED or its licensors and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from this website or the Webinar Series without prior written permission from INNOVATEX CAPITAL LIMITED, except for personal, non-commercial educational use.

7. Webinar Recordings

Registered participants may receive access to recordings of the Webinar Series sessions. These recordings are provided for personal educational use only and may not be redistributed, shared publicly, uploaded to third-party platforms, or used for any commercial purpose without express written consent from INNOVATEX CAPITAL LIMITED.

8. User Conduct

When using this website or participating in the Webinar Series, you agree to:

• Provide accurate information when registering or submitting forms
• Behave respectfully during any interactive elements of the sessions
• Not use the website or webinar content for any unlawful or unauthorized purpose
• Not attempt to interfere with the proper functioning of the website

9. Limitation of Liability

To the fullest extent permitted by applicable law, INNOVATEX CAPITAL LIMITED shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or in connection with your use of this website, participation in the Webinar Series, or reliance on any information provided herein. This includes, without limitation, damages for loss of profits, data, goodwill, or other intangible losses, even if INNOVATEX CAPITAL LIMITED has been advised of the possibility of such damages.

10. Third-Party References

The Webinar Series may reference publicly available scientific research, academic institutions, journals, or publications for educational context. Such references are made solely for informational purposes and do not imply endorsement, affiliation, sponsorship, or partnership with any referenced institution or publication.

11. Modifications to Terms

INNOVATEX CAPITAL LIMITED reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website or participation in the Webinar Series after any modifications constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.